How it works
ClaimTogether is offering LA Eaton fire victims immediate financial relief. We buy a portion of your shortfall claim to get you cash upfront and work together to maximize its value.
Eligibility
Eaton Property Owner
Owned a property affected by LA Eaton fire
Significant Damage
Over 50% damage to property identified by LA County
Shortfall Claim
Have a valid shortfall claim against insurance coverage
Detailed Timeline
Getting your initial payout
Submit interest form
- Use our Claim Calculator to get an estimated cash payout quote.
Communicate with our team
- We review your property records and present a final purchase offer.
Sign the agreement and receive funds
- Sign the Purchase Contract and receive your payment.
- You have a 5-day grace period to change your mind.
Maximizing your recovery
Due diligence with legal team
- Your chosen lawyer files the legal claim against Edison.
- We work together to ensure the claim captures all damages.
- You provide supporting evidence like photos and receipts.
Discovery and settlement efforts
- Legal teams exchange information and explore settlement options.
- We stay involved to support maximum recovery of your claim.
Potential trial or final settlement
- Most cases settle before trial.
- If needed, case proceeds to trial.
- After legal fees, remaining funds split per agreement.
- You keep our upfront payment regardless of outcome.
Documents Needed
Before you receive your Initial Purchase Price, we need certain Supporting Documents to verify your claim and comply with legal requirements. Here's a simplified overview:
Property & Insurance Information
- • Property title documents
- • Mortgage/lien information
- • Insurance policy details and claim history
- • Damage documentation (repair estimates, photos)
- • Debris cleanup and FEMA records
Other Claim Details
- • Additional losses (belongings, trees, business disruption)
- • Government assistance records
Seller Information & KYC/AML
- • Individuals: Photo ID and proof of address
- • Business/Trust: Formation docs, owner IDs, tax IDs
- • SSN (U.S. citizens)
- • Additional KYC/AML documentation as needed
Legal Representation
- • Attorney engagement letter (if applicable)
Why This Matters: These documents help verify your claim value and legal rights while ensuring compliance with state and federal regulations.
How does this differ from a standard contingency law firm?
| Claim Together | Contingency law firm | |
|---|---|---|
| Upfront payout | Yes | No |
| Time to relief | 48 hrs to upfront payout | 5-6 years |
| Legal Fees | Less than 20% | 33% of shortfall claim |
| Payout if lawsuit fails | You keep the upfront payout | Zero |